Archive for December, 2009

Equator (formerly REOTrans), the default-servicing industry technology leader is pleased to announce the launch of its new Agent-Initiated Short Sale feature. As of December 8th, Agents have the ability to request a Short Sale through the Agent Portal on www.equator.com. Only certain industry leading Lenders are currently allowing Agents to initiate Short Sales through Equator. Since it is such a great way for agents to help their clients, we expect many more Lenders to follow suit in the months to come. Final determination of whether the property in question qualifies as a Short Sale is at the discretion of the Lender or Servicer.

Please visit www.equator.com and input your email address into the box under the “Create New Account” section on the homepage. From there, follow our simple registration process to create your free account. Once you’ve created your account simply click the “Initiate Short Sale” link located in the header under the “My Properties and Offers” section, choose the Lender or Servicer, input the loan number provided by the Lender or Servicer, and request a Short Sale. If you already have an account with Equator, please use your existing account to log in. For further details on the Agent-Initiated Short Sale, please visit www.equator.com today.

Note: Please do not contact Equator by phone to initiate Short Sales – Equator is simply the technology provider and as such makes no determination on any aspect of the Short Sale acceptance and/or decisions. Only the Lender or Servicer can make decisions on Short Sales.

Equator is the premier provider of technology solutions for the default servicing industry. Since its inception in 2003, Equator has handled over $69 billion in assets sold through its platform. With over 200,000 active properties in inventory, visit www.equator.com to re-discover why Equator is the best in the business.

This came to my email, but was not marked sensitive. Equator, previously REOtrans, is starting to allow agents to initiate short sales through their online portal. I know that this will be more people dipping their beaks into the till, but if everything is online and in the open, things MAY go more quickly.
They may not, too- I can remember REO transactions that were held in bank-owned limbo for months and months because the attorneys were so slow.

Posted via web from heyamaretto’s posterous

Happy New Year!!

I have seen review-of-the-year slideshows and videos, so the idea is not new. Neither is the idea of thanking every one for a wonderful year.

Thank you. If I missed putting your picture here, I’m sorry. If we haven’t met face-to-face, let’s do it and take a picture. I can’t wait to see what 2010 brings!

the little kids table 2 Happy New Year!!

The Little Kids Table

Google Yourself

from http://www.realtor.org/research/economists_outlook/didyouknow/dyk123009ss

Realtor.org stats

Interesting information. Not just applicable to buyers’ agents, but to agents as a whole, but it makes you wonder. The conclusion was this: 66% would use the same agent again and refer them to a friend who was moving.

2/3 is a large number, particularly if they will refer, because it opens up an agent’s business hugely.

Here is something interesting that I was thinking of, though. Yesterday, I had wanted to email a friend of mine who was working at a different brokerage. I Googled her name in combination with her brokerage: found NOTHING. I looked on Facebook and twitter, although I didn’t expect to find her there and I was right. I finally found her on LinkedIn without a profile, so to speak- although her email address was there.

So I will be able to get in touch with her, and I will. The question is this: would I have spent that much effort, as a consumer, to reach this agent? Even if I really liked the job that she did if I had not found her right off the bat I would have assumed that she was no longer in business and not bothered looking.

It is important to run your name through Google, Yahoo, and Bing searches. For the fun of it, I checked a misspelling of my name, because the last name difficult. I really feel like changing it to Diane RealEstate or something, but I am active enough in the social space so that even with a misspelling, Google autocorrected and found me in ActiveRain and on the community that I cofounded- the TwitterQueens:

Diane "Geurcio"

Diane "Geurcio"

I know as long as they have some sort of idea what my name is- or my social media nickname HeyAmaretto- people can find me. In fact, if you search “Diane Amaretto,” which some people call me, the first result on Google is this blog’s address, with my name and the correct spelling right there.

Diane Amaretto

Diane Amaretto

So this is kind of funny- but what does it mean to you? Whether you want to be known in the social media world or in the three-dimensional world around you, you have to make a plan and be there. And track where your leads come from so if you notice a drop-off, you can address the issue.

The point is: if the 2/3 or 3/4 of the clients that you have done business with can’t find you, it makes no difference how much they love you. They won’t use you again, and they can’t refer you. Let your past clients help you build your business.

Becca’s Sculptures

IMG 0003.jpg.scaled500 Beccas Sculptures

Posted via web from heyamaretto’s posterous

Content

snowman ornament made a long time ago by one of my children

Nauseous-looking snowman

Christmas is always busy around here. Add the hub-bub to the usual workload imposed by being self-employed, and you feel nuts.

It is my favorite time of year, though, just because it is so pretty. I have it in my mind that people are kinder to each other this time of year, so they at least appear to be.

It is a rough time for blogs.

It is hard to find the time to add content if you are pulled in a million directions. You are celebrating- whatever- and the fact of the matter is that orchestrating a celebration requires a lot of attention. Traditions require attention. Cookies and children home from school require attention. One day you look up and see your beloved blog curled up by itself in the corner shivering, and you realize that you haven’t fed the poor thing in a week and a half.

There are two schools of thought. One is that you blog- and do any prospecting, for that matter- on a fairly strict schedule. Write it down right in your Google calendar, and set it up to remind you. “Ping”- sit down and write. I have to work somewhat like this or I would look up and see that two months had gone by with nothing done. Knowing I have two posts to write on Tuesday sets my mind to “Observation” mode so I plan them out prior- and I am not sitting down looking out the window writing something about the weather again.

I asked another (prolific) blogger that I know how he wrote, and he said, “I write when I have something to say.” That would be the second school of thought, and it works if you get your butt over to the computer as soon as you have something to say, which I am unlikely to do. This method certainly works for my friend, though.

Looking for ideas? Run a few Google alerts for news of interest in your area of expertise, and use that as the basis of a blog or two a week, interpreting the news for your readers in a way to make it meaningful to them. Once every couple of weeks, ask someone local to write a guest post for you. Local sports, a restaurant review, a holiday recipe that your family really loves- all are interesting.

I guess any method will work as long as you make a habit out of it, and keep in mind that your blog is a living thing that needs to be fed. Skip a few posts and you will see what I mean.

Sensing at age 44 that she was approaching “the age of dissatisfaction,” Katie Smith Milway declared to a friend, “I want to have a positive midlife crisis.”

She went on to do exactly that. On advice from her friend, publisher Valerie Hussey, Ms. Milway revived her old passion for public service, swapped her corporate consulting job for a post advising nonprofits, and wrote a book for children on helping people in developing lands. The outcome, says the Wellesley, Mass., mother of three, has been “uplifting, and gives me more time for family and community-based work.”

A new age group is entering midlife—and some members are tackling it differently than those in generations past. Historically, the excuse, “I’m having a midlife crisis,” was often used to justify reckless, self-indulgent behavior, from infidelity to splurging on sports cars. But now, some Generation Xers and younger baby boomers are quietly refusing to have their midlife crises the old-fashioned way. More mindful than their parents about the psychological perils of middle age, they are anticipating midlife unrest and trying to turn it to positive ends.

A growing number of researchers are defining middle age more broadly and in positive terms, as a good time to reassess life goals and chart a new course. “Midlife is your best and last chance to become the real you,” declared an article on the topic last year in the Harvard Business Review, which drew thousands of emails in response, says co-author Carlos Strenger, an associate professor of psychology at Tel Aviv University in Israel and a researcher and consultant on midlife change. As Generation X moves into middle age, “the old idea that midlife is the onset of decline seems to be rejected by most, in favor of the notion that life can be creative and innovative until much later,” Dr. Strenger says.

“Midlife is your best and last chance to become the real you.”- I don’t know if it is the last, but financially and freedom-wise, it may very well be the best chance you have. Sit down and think about it today- how would you make your life better, more fulfilling, more productive and more beneficial to the rest of the world. Then do it!

Posted via web from heyamaretto’s posterous

For Immediate Release
Contact: Kathy Grannis (202) 626-8189 or grannisk@nrf.com
www.nrf.com/holidays

NRF Forecasts One Percent Decline in Holiday Sales
–As Losses Stabilize, Retailers Hone In on Aggressive Promotions–

Washington, October 6, 2009 — The National Retail Federation today released its 2009 holiday forecast, projecting holiday retail industry sales to decline one percent this year to $437.6 billion.* While this number falls significantly below the ten-year average of 3.39 percent holiday season growth, the decline is not expected to be as dramatic as last year’s 3.4 percent drop in holiday retail sales nor as severe as the 3.0 percent decline in annual retail industry sales expected for all of 2009.**

Not as bad as last year. What about you? Did you spent more or less last year?

Posted via web from heyamaretto’s posterous

the crust

holly berries

holly berries

The older kids have opened their presents; Jenny still isn’t home yet.

They all got what they wanted- short list this year. But they seemed as happy as older children are- who can still remember the magic of Santa Claus, who have walked through a city of bright lights that reminded them of the Christmas star- to whom magic and miracle are intertwined, and so close that they can smell them, but not quite recapture them.

Rebecca, in particular, had an eclectic list. She is in college, unable to find a job, and is on a tight budget because she depends on us for all of her expenses to be covered. She had requested a card to a local grocery store, in addition to a couple other gift cards. I got her one, but it felt strange giving her that, and I mentioned how I felt. This was her logic:

If I get a gift card for food, I can use it for the week’s groceries. Then I can use the college money that I get for clothes.

It seemed like circuitous logic to me, and I said so. I guess she felt that asking for two clothing gift certificates would be too much, I don’t know. I said that I could follow her thought process, but it wasn’t direct for me.

Then she said, ” ‘I’ll take the crust.’ ” I knew exactly what she meant, and those 4 words sum up the entire thought process of an adult, to me.

Maybe there is always such abundance that no one ever needs to eat the crust, or the tough slice of meat. But for an adult, most of whom most of the time would trade their own life to see their child’s life spared, filling up on crusts is a small token. And Becca has recognized this, maybe in relation to her boyfriend, or her other friends, or maybe because of finances in general.

So one has made the journey to adulthood.

Merry Happy

I have been watching little debates bubble up and subside on twitter and elsewhere as to how to appropriately be a well-wisher.

christmas snowman

christmas snowman

Words are important, I will have to admit that. They can make us cry, they can make us laugh, they can both sever and heal relationships.

But I don’t believe that anyone who wishes me Happy Hanukkah, Merry Christmas or Happy Holidays is trying to discount my belief system or lack of it. Go ahead and wish me a Happy Kwanzaa – I will be honored.

I remember my sister-in-law telling me about her father visiting her in Africa when she was in the Peace Corps. The particular welcome party that they were at did not have access to ice, so the host served gin at room temperature in large tumblers to guests. This combination of warm gin and plenty of it did not appeal to my father-in-law, and he figured that he had better get it out of the way as quickly as possible. He bolted the drink, unaware that the host would take that as a compliment and refill his tumbler to the brink. My father-in-law learned at that celebration about the generous spirit and customs of the country, and that warm gin consumed in copious amounts triggered something akin to a suicide wish.

So for now I will place the question of hangovers to the side, and ask you to invite me to celebrate the Feast of Lights with you. I will, because you are special to me and I want to share your life. I will help you decorate your tree. I will participate in any tradition that you set before me, because I can understand you better that way- and you can understand me too, as we share the joy and the solemnity of your celebration.

I have made so many friends this year. I want to be happy with you- and mourn with you, if need be, because the weight of mourning is easier to bear when shared.

Oh, and please pass the gin. :)

Goop Melange

I remember an old Odd Couple episode. Oscar and Felix were fighting about something, and Oscar began to tear around the kitchen, opening the ‘fridge to make some food.

Definitely staged

Definitely staged

Some people have a sense of what goes together in a dish- some people even may have a particular muse. How else would that first person have known to take that fermented wet flour, shape it into a ball, and heat it up over the fire? What I would call divine inspiration definitely exists for some people.

I would not say anything divine was behind the creative drive that inspired Oscar’s recipe. I tried to remember it, and saw several versions online, but I think this comes closest:

Fill salad bowl w/ sardines and pickles
Top w/ whipped cream
Garnish w/ crushed potato chips………..

I seem to recall Chocolate Syrup as well, but maybe it just seemed like it belonged. Oscar called the dish “Goop Melange,” and the name is appropriate.

Anyway, if I were to name this blog with absolutely full disclosure, it would probably be called “Goop Melange.” I started it a while back, and had had an ActiveRain blog for what seems like forever. I had also written personal blogs before, but this was to be more business oriented, and indeed I wrote about mostly real estate related topics.

I think as I got more comfortable with myself and who I was in the social media space I felt like writing about other things of more general interest- writing about things that interested me. If I was having a week of happiness or frustration, I am sure that at best you could sense it in my writing, and at the worse felt like recommending Prozac over Zoloft in a comment.

Last night, I was surprised- and thrilled- to find myself recognised with 11 others by Sellsius in this list: Top 12 Women Real Estate Bloggers 2009, together with Colleen Kulikowski, Mary Pope-Handy,  Dru Bloomfield,  Amy ChorewKaye ThomasJessica Riffle EdwardsSusie BlackmonElaine Reese,  Genea (Gena) RiedeKim Wood, and Monika McGillicuddy.

So I thank you Sellsius- for thinking my Goop Melange worthy of being served at this incredible Pot Luck of online writing. I love writing, it HAS helped my business(es), and has helped me- with the rest of the social media package- to meet the best people in the world. And as you said at the end of your article, I am happy to share my Goop recipe with anyone. You can find me online ;).

Some of Diane’s other blogs are HeyAm’s Playground, The Twitter Diaries, a Posterous blog which acts as a portable file cabinet, and a couple others that are experimental. She is a contributor to TQI Consulting and gets a kick out of writing about herself in the third person.


WordPress SEO fine-tune by Meta SEO Pack from Poradnik Webmastera